Yesterday we wrapped up all the tuition payment arrangements to have two kids in private colleges this fall (I know: it's our choice to send them to private colleges). I'm happy to say we are not borrowing any $$ for Cam this year, and are borrowing a very minimal amount for Annalisse. As a result, our monthly payments feel a lot like the cost of day care used to, X 4. (This being 2013 not 1993/1995.)
Of course there is a silver lining to this financial pain: we're keeping their student loans down, and that feels good and very worth it.